Terms of Service

Effective Date: November 21, 2025

Welcome to **AutoRateGenius.online**. These Terms of Service ("Terms") govern your access to and use of the website and services (collectively, the "Service") provided by **PROMOSTAR PRIVATE LIMITED** ("Company," "we," "us," or "our"). By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

Service Description

AutoRateGenius.online is a rate comparison service that connects users with third-party auto insurance providers and affiliated lead-generation forms. We do not underwrite, issue, or administer insurance policies ourselves. All insurance quotes, policies, and contracts are the sole responsibility of the third-party providers.

Affiliate Disclosure and Links to Third-Party Websites

Our Service contains links to third-party websites or services that are not owned or controlled by PROMOSTAR PRIVATE LIMITED. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such websites or services.
Affiliate Notice: We may receive compensation from third parties for clicks, leads, or sales generated through our Service. This compensation does not affect the quotes you receive from the third-party providers.

Intellectual Property

The Service and its original content (excluding content provided by users), features, and functionality are and will remain the exclusive property of PROMOSTAR PRIVATE LIMITED and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of PROMOSTAR PRIVATE LIMITED.

Limitation of Liability

In no event shall PROMOSTAR PRIVATE LIMITED, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory.